Hello friends!
My name is
Marshell L, Williams
I am a Credit Mindset Coach
"My approach is Credit Education and Mindset Coaching. At my core is achieving and maintaining creditworthiness beyond simply fixing numbers on a financial report.
I deeply understand how credit works and how banks assess your credit profiles."
EXTENSIVE EXPERIENCE:
I have dedicated the past 10 years to the credit space, leveraging my background in psychology to make a meaningful impact on people's financial lives. Originally aspiring to be a Social Worker, I discovered a passion for credit and economic health, which allowed me to combine my desire to help others with my love for financial literacy.
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SPECIALIZED ABILITIES:
I specialize in helping individuals, through knowledge, to secure mortgages and business loans by making credit profiles understandable and actionable. My goal is to empower clients to achieve financial stability and confidence. I assist with mortgage acquisition, foreclosure prevention, and business credit leverage, ensuring clients understand and utilize their credit effectively. Through personalized action plans and fostering a positive money mindset, support proactive individuals in successfully securing and managing their funding.
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Welcome to my
Credit Mindset Coaching Community

Our coaching platform is dedicated to empowering you with the knowledge, skills, and mindset needed to achieve and maintain creditworthiness. Here's what you can expect when you work with us:
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1. We are more than just a Credit Coaching Company
We don't just fix credit; we help you build a strong foundation for financial success.
Our focus is on equipping you with the tools and mindset to manage and improve your credit independently and sustainably.
2. Personalized Coaching Approach
Your journey with us is tailored to your specific needs and goals. We provide one-on-one coaching to help you understand your credit situation and develop strategies that work best for you.
3. Understanding and Improving Your Credit
We will help you understand your credit report, identify issues, and learn how credit works. We'll work on strategies to improve your credit score and address any blemishes.
4. Mindset Coaching
Our approach includes mindset coaching to help you develop healthy financial habits. We believe that understanding your financial behaviors and attitudes is key to long-term success.
5. Support for Loan Qualification
We partner with brokers to help you qualify for mortgage or business loans. We aim to help you get the financing you need to achieve your dreams, whether buying a home or starting a business.
6. Credit Dispute Services
If there are inaccuracies or unfair items on your credit report, we will help you dispute them at no extra cost. This service is part of our comprehensive coaching to ensure you have a fair and accurate credit profile.
7. Long-Term Focus
Our coaching plans are designed to support you over time, with options of 4, 7, or 9 months. We're here to help! Our goal is not just quick fixes but sustainable improvements.
8. Empowerment Through Education
We provide you with the knowledge and skills to manage your credit independently. You'll learn to make informed decisions that positively impact your financial future.
9. We're Here to Support You
We understand that everyone's credit journey is different. Our coaches are here to listen, guide, and support you every step of the way.
10. Achieving and Maintaining Creditworthiness
Our ultimate goal is to help you achieve and maintain creditworthiness, whether starting from a challenging position or looking to sustain excellent credit. We want you to feel confident and empowered in managing your credit and finances.
Our Approaches
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Focus on Mindset
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Comprehensive Credit Education
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Intential Relief, Not Quick Fixes
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Tailored Support for Lasting Results

FOCUS ON MINDSET
Understanding the intricacies of credit and how financial institutions evaluate your creditworthiness is crucial. As credit mindset coaches, we guide you to:
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Uncover Insights: We help you uncover insights into your credit profile, empowering you with knowledge about what impacts your credit score and financial health.
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Develop Strategies: We collaborate with you to develop personalized strategies to improve your credit and maintain a positive financial outlook.
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Instill Confidence: By equipping you with the tools and understanding needed to navigate credit challenges, we empower you to make informed financial decisions confidently.

COMPREHENSIVE CREDIT EDUCATION
Our coaching approach extends beyond immediate fixes, focusing on long-term credit health through:
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Educational Foundations: We provide comprehensive education on credit fundamentals, including how credit scores are calculated and strategies to improve them.
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Customized Guidance: Based on your unique credit situation, we offer tailored advice and actionable steps to enhance your creditworthiness.
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Practical Tools: We equip you with valuable tools and resources to manage your finances effectively and ensure sustainable financial habits.

INTENTIONAL RELIEF, NOT QUICK FIXES
While quick fixes may provide short-term solutions, they often overlook the root causes of credit challenges. We are committed to:
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Timely Solutions: We believe in providing practical solutions to transform credit denials into approvals tailored to your unique needs. While we don't offer quick fixes, our commitment is to support you in achieving approval as promptly as reasonably possible.
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Long-Term Sustainability: Through a holistic approach, we focus on sustainable improvements in your credit health, addressing underlying issues for lasting results.

TAILORED SUPPORT FOR LASTING RESULTS
Recognizing that each client's financial journey is unique, we provide:
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Personalized Strategies: We create customized plans aligned with your credit goals and financial aspirations, ensuring relevance and effectiveness.
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Continuous Support: Our coaching continues beyond credit improvement. We offer ongoing guidance to help you maintain financial stability and achieve long-term success.

We empower you to achieve lasting financial wellness and resilience by emphasizing mindset and credit education.
Our holistic approach helps you navigate current credit challenges and prepares you for a future of economic empowerment.

Ellen Watkins
"Marshell Williams has been GREAT to work with! She was proactive, responsive and extremely helpful. She answered all my questions and keep things moving in the background when I was busy with a Family emergency. I HIGHLY recommend her and her services!"

Safiyyah Cummings
" First chose to work with Marshell on minor credit report issues but have continued to work with her because she addresses both the emotional and logical aspects of money management. She is strategic and thoughtful and offers her expertise without judgment. If you get the chance to work with her, do it because you're worth it!"

MJ Easton
"Every client who follows her method has come out on the other side with the ability to buy a home. I've sent her some pretty tough situations and she always takes it on with professionalism and tenacity. I know my clients are in great hands with Marshell and I'm SO grateful we can partner to change lives. Marshell is always quick to respond and provides the best service I've ever worked with in my 20+ years in this industry. I can't say enough about Marshell and her services."


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Focus on
Mindset
What are your financial issues and how can we adopt a healthier managing & improving your creditworthiness?
Behavioural
Change
Together, how can we alter your personal and financial ways for positive
long-term credit fitness?
Goal
Orientation
Why are your specific challenges preventing you reaching your objectives?
Get to know
Contact & Social Media Information
